Alright. Here goes the background to my question and the question itself! Fiance and I found out in October that she was 6wks pregnant. She worked full time and had benefits through her employer and all was fine. On Jan 6th her position was eliminated and she was laid off. Her insurance is only good until Feb 19th. COBRA will cost us $700 a month that we really cannot afford. According to my insurance we have to be married for her to be covered. We are getting married in a matter of a few weeks. What I am wondering is if the pregnancy will be covered under my insurance since she is already pregnant? Reason I ask is because she has applied for individual coverage with a few places locally and been denied due to being pregnant. In Oregon it is considered "a high risk pre-existing condition." She has applied for the Oregon Health Plan, but between her unemployment and my work wages we "make too much to qualify." I would like to think that when we get married she can just be added to my insurance and everything will be covered and everything will be just fine, but with the luck we have had so far I really wonder. I cannot imagine being stuck with a $50,000 dollar hospital bill - if not more. Don't know if anyone has experienced this or known the outcome of someone who has but anything would be helpful.