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Prudential 401K plan
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 820362" data-attributes="member: 12570"><p>I am on the opposite side of the spectrum. Kids are done with college, my half of daughter's wedding is almost paid for, I have just about completed my Total Money Makeover (Dave Ramsey) and will be debt free (other than my mortgage) very soon so I plan to jack up my contribution and also take advantage of the senior citizen catch-up.</p><p> </p><p>Here's a tip--when you increase your contribution rate you should also increase the number of withholdings on your W-4. There are online calculators which can help you figure this out. This way your take-home pay stays about the same and you don't get a huge tax refund.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 820362, member: 12570"] I am on the opposite side of the spectrum. Kids are done with college, my half of daughter's wedding is almost paid for, I have just about completed my Total Money Makeover (Dave Ramsey) and will be debt free (other than my mortgage) very soon so I plan to jack up my contribution and also take advantage of the senior citizen catch-up. Here's a tip--when you increase your contribution rate you should also increase the number of withholdings on your W-4. There are online calculators which can help you figure this out. This way your take-home pay stays about the same and you don't get a huge tax refund. [/QUOTE]
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