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<blockquote data-quote="browniehound" data-source="post: 821240" data-attributes="member: 4653"><p>The 401k might be our only retirement benefit left. The New England Teamster's pension fund is a huge question mark at best. Dito for social security. I'm thinking if your in your 30's its not too late to plan a secure retirement at 59.5 years old. I started investing at 28 but not nearly enough. My dream would be be the pre-tax max of 16K (I think), the 5% after tax max, the Roth or traditional IRA max (preferably the Roth) and then the pension or SS would not even be a concern to me.</p><p> </p><p>It sounds easier than it is. If I or anyone could do this, just think how pretty we would be sitting. Add to that $25-$50/week in the UPS stock purchase (huge discount, think huge discount) program and now the grandkids can go to any college. I'd be willing to drive a piece of crap car and live in smaller quarters to make this happen.</p><p> </p><p>Is there anyone on here that is making this happen now? I would love to hear your story if you are. It would make for a staisfying career at UPS if anyone is doing this. Anyone out there that is close?</p></blockquote><p></p>
[QUOTE="browniehound, post: 821240, member: 4653"] The 401k might be our only retirement benefit left. The New England Teamster's pension fund is a huge question mark at best. Dito for social security. I'm thinking if your in your 30's its not too late to plan a secure retirement at 59.5 years old. I started investing at 28 but not nearly enough. My dream would be be the pre-tax max of 16K (I think), the 5% after tax max, the Roth or traditional IRA max (preferably the Roth) and then the pension or SS would not even be a concern to me. It sounds easier than it is. If I or anyone could do this, just think how pretty we would be sitting. Add to that $25-$50/week in the UPS stock purchase (huge discount, think huge discount) program and now the grandkids can go to any college. I'd be willing to drive a piece of crap car and live in smaller quarters to make this happen. Is there anyone on here that is making this happen now? I would love to hear your story if you are. It would make for a staisfying career at UPS if anyone is doing this. Anyone out there that is close? [/QUOTE]
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