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<blockquote data-quote="59 Dano" data-source="post: 981970" data-attributes="member: 23516"><p>When I had a denied claim overturned and eventually paid, it was because the doctor called them up and bugged them about it. ::shrug::</p><p></p><p></p><p></p><p>The "much better" times of 2008? LOL! </p><p></p><p>DB pension plans are, as we are learning, a mess in the making. The theory is that the company will always be around and make 84 tones of profit (just like in the good old days when competition was scarce) and there will always be the money needed to pay out the benefits and we all live happily ever after. Of course, things change. Companies lose market share or go out of business, governments lose revenues and/or take on more employees, and we find out that it's expensive to keep paying all those people who retired years ago AND pay all of their operating costs AND pay their current employees AND fund their defined pension benefits, too.</p><p></p><p>So I ask you this -- light of the current state of the DB pension situation with pension benefits being defaulted upon, unfunded, and underfunded at alarming rates, what do you do? Do you risk it all and keep doing it like you've always done it, or do you continue until the water starts getting murky and hedge your bets from that point on?</p></blockquote><p></p>
[QUOTE="59 Dano, post: 981970, member: 23516"] When I had a denied claim overturned and eventually paid, it was because the doctor called them up and bugged them about it. ::shrug:: The "much better" times of 2008? LOL! DB pension plans are, as we are learning, a mess in the making. The theory is that the company will always be around and make 84 tones of profit (just like in the good old days when competition was scarce) and there will always be the money needed to pay out the benefits and we all live happily ever after. Of course, things change. Companies lose market share or go out of business, governments lose revenues and/or take on more employees, and we find out that it's expensive to keep paying all those people who retired years ago AND pay all of their operating costs AND pay their current employees AND fund their defined pension benefits, too. So I ask you this -- light of the current state of the DB pension situation with pension benefits being defaulted upon, unfunded, and underfunded at alarming rates, what do you do? Do you risk it all and keep doing it like you've always done it, or do you continue until the water starts getting murky and hedge your bets from that point on? [/QUOTE]
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