Just a word of caution for all those full-time employees that have a significant number of part-time years with the company. Your full-time pension (Central States UPS/IBT) may not be what you think. I have calculated several full-time pensions based on the Summary Plan Document (SPD). Many full-time employees incorrectly believe that their part-time years count as 50% toward their full-time pension. In other words, if the employee worked 10 years part-time, that employee would receive 5 years credit toward their full-time pension. That belief is not correct. There is a specific example on page 16 or 17 of the SPD that will calculate the exact amount that you may expect to receive... Many full-time employees with part-time years have been very disappointed with what their actual pension is... FWIW... The UPS Corporate Retirement department is severely understaffed and often lacking in complete information. It takes weeks to receive answers and many times those answers are incorrect. UPS Corporate lost two (2) years of my work record over the past 33+ years... Fortunately....I had saved EVERY pay stub since I started.... When I sent the last pay stub of each year in....they wanted me to calculate the number of hours worked for that year. I informed them that if they wanted that information.... I would bring all 100+ pay stubs to work and fax each of them on the company fax machine on company time... for some odd reason... I received a letter giving me credit for those two "lost" years.