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<blockquote data-quote="Catatonic" data-source="post: 723362" data-attributes="member: 7966"><p>Airbus,</p><p>I am not happy that I pay 5-6 thousand for my healthcare each year when I use to pay nothing 25 years ago.</p><p>Healthcare provider office personnel tell me I have really good insurance ... I guess they know better than I do.</p><p>I do realize that 25 years ago, paying nothing for healthcare was not the norm but was not unusual compared to other companies.</p><p>Today, 25 years later, not paying for a portion of your own healthcare is very unusual.</p><p>I personally do not know anyone that does not pay for a portion of their healthcare.</p><p></p><p>One of the primary reasons that companies and insurance companies have pushed for employees to pay for healthcare, meet deductibles, co-pays, pay-as-you-go is that people think about whether the doctor visit, prescribed medicine or procedures are really needed when they are paying for part of the cost.</p><p>A significant portion of prescribed procedures are done simply to mitigate the risk of lawsuits by patients.</p><p></p><p>I have refused to get 2 MRIs in the last 2 years because I did not feel they were necessary. If my out-of-pocket was $0, then I probably would have got them.</p><p></p><p>Just some thoughts on this subject.</p></blockquote><p></p>
[QUOTE="Catatonic, post: 723362, member: 7966"] Airbus, I am not happy that I pay 5-6 thousand for my healthcare each year when I use to pay nothing 25 years ago. Healthcare provider office personnel tell me I have really good insurance ... I guess they know better than I do. I do realize that 25 years ago, paying nothing for healthcare was not the norm but was not unusual compared to other companies. Today, 25 years later, not paying for a portion of your own healthcare is very unusual. I personally do not know anyone that does not pay for a portion of their healthcare. One of the primary reasons that companies and insurance companies have pushed for employees to pay for healthcare, meet deductibles, co-pays, pay-as-you-go is that people think about whether the doctor visit, prescribed medicine or procedures are really needed when they are paying for part of the cost. A significant portion of prescribed procedures are done simply to mitigate the risk of lawsuits by patients. I have refused to get 2 MRIs in the last 2 years because I did not feel they were necessary. If my out-of-pocket was $0, then I probably would have got them. Just some thoughts on this subject. [/QUOTE]
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