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Brown Cafe UPS Forum
UPS Retirement Topics
Simple Hacks For Retirees. Financial Or Otherwise. "On Topic"
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<blockquote data-quote="35years" data-source="post: 2123744" data-attributes="member: 60822"><p>We priced out all the insurance companies...</p><p>USAA and Amica come highly recomended...</p><p><a href="http://www.consumerreports.org/cro/news/2015/08/top-car-insurance-companies-that-wont-break-the-budget/index.htm" target="_blank">http://www.consumerreports.org/cro/news/2015/08/top-car-insurance-companies-that-wont-break-the-budget/index.htm</a></p><p></p><p>We are not veterans so did not qualify for USAA. </p><p></p><p>Geico saved us $800 a year on car insurance compared to all the others!</p><p></p><p>We purchased Amica for homeowners. They priced out about the same as others, <strong>BUT</strong> they excel at customer/claim satisfaction. More importantly they use the old insurance industry standard language in their policies. The Major insurance companies (State Farm, Allstate etc.) have added so many exclusions to coverage that the insurance does not cover a multitude of situations they used to(see the link below). We used to have Allstate but they denied 3 claims (slow concealed leak, downed tree, hail damage) which they would have covered 20 years ago.</p><p></p><p><a href="http://www.propertyinsurancecoveragelaw.com/2009/06/articles/insurance/the-dirty-secret-of-exclusions-some-major-insurance-companies-like-state-farm-allstate-nationwide-and-even-usaa-do-not-want-you-to-think-about/" target="_blank">http://www.propertyinsurancecoveragelaw.com/2009/06/articles/insurance/the-dirty-secret-of-exclusions-some-major-insurance-companies-like-state-farm-allstate-nationwide-and-even-usaa-do-not-want-you-to-think-about/</a></p></blockquote><p></p>
[QUOTE="35years, post: 2123744, member: 60822"] We priced out all the insurance companies... USAA and Amica come highly recomended... [URL]http://www.consumerreports.org/cro/news/2015/08/top-car-insurance-companies-that-wont-break-the-budget/index.htm[/URL] We are not veterans so did not qualify for USAA. Geico saved us $800 a year on car insurance compared to all the others! We purchased Amica for homeowners. They priced out about the same as others, [B]BUT[/B] they excel at customer/claim satisfaction. More importantly they use the old insurance industry standard language in their policies. The Major insurance companies (State Farm, Allstate etc.) have added so many exclusions to coverage that the insurance does not cover a multitude of situations they used to(see the link below). We used to have Allstate but they denied 3 claims (slow concealed leak, downed tree, hail damage) which they would have covered 20 years ago. [URL]http://www.propertyinsurancecoveragelaw.com/2009/06/articles/insurance/the-dirty-secret-of-exclusions-some-major-insurance-companies-like-state-farm-allstate-nationwide-and-even-usaa-do-not-want-you-to-think-about/[/URL] [/QUOTE]
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