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Brown Cafe UPS Forum
UPS Retirement Topics
Surrending CS Pension?
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<blockquote data-quote="traveler" data-source="post: 72882" data-attributes="member: 1954"><p>ok2,</p><p> </p><p>You make some good points, and yes we do live on the edge a bit. Let me say that I believe fully in personal responsibility. I theoetically put away what insurance would have cost monthly and use that to pay medical expenses. Would I recommend this for others? That would be a resounding NO. I just got a bit ticked when I learned the enourmous cost to insure my wife and I an decided to go it alone since we could stand a pretty big hit and still not materially change our lifestyle. <img src="/community/styles/default/xenforo/smilies/wink.png" class="smilie" loading="lazy" alt=";)" title="Wink ;)" data-shortname=";)" /> </p><p> </p><p>As to shopping for prices, yes, we do that for things like tests and medications. For emergencies and hospitalization there is much negotiation that can be done after ther fact. <img src="/community/styles/default/xenforo/smilies/group2/rolleyes.gif" class="smilie" loading="lazy" alt=":rolleyes:" title="Rolleyes :rolleyes:" data-shortname=":rolleyes:" /> </p><p> </p><p>By the way, I never bought life insurance either. Somehow, I always felt that was a bet you could only win if you die. <img src="/community/styles/default/xenforo/smilies/group2/eek.gif" class="smilie" loading="lazy" alt=":eek:" title="Eek :eek:" data-shortname=":eek:" /> Again, I have put away what I would have spent on this and am now far, far ahead of the game. I don't have to die to collect the money I saved here. <img src="/community/styles/default/xenforo/smilies/group1/cool.gif" class="smilie" loading="lazy" alt=":cool:" title="Cool :cool:" data-shortname=":cool:" /></p></blockquote><p></p>
[QUOTE="traveler, post: 72882, member: 1954"] ok2, You make some good points, and yes we do live on the edge a bit. Let me say that I believe fully in personal responsibility. I theoetically put away what insurance would have cost monthly and use that to pay medical expenses. Would I recommend this for others? That would be a resounding NO. I just got a bit ticked when I learned the enourmous cost to insure my wife and I an decided to go it alone since we could stand a pretty big hit and still not materially change our lifestyle. ;) As to shopping for prices, yes, we do that for things like tests and medications. For emergencies and hospitalization there is much negotiation that can be done after ther fact. :rolleyes: By the way, I never bought life insurance either. Somehow, I always felt that was a bet you could only win if you die. :eek: Again, I have put away what I would have spent on this and am now far, far ahead of the game. I don't have to die to collect the money I saved here. :cool: [/QUOTE]
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