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Brown Cafe UPS Forum
UPS Retirement Topics
The 25 Worst 401(k) Plans
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<blockquote data-quote="satellitedriver" data-source="post: 675122" data-attributes="member: 1664"><p><strong><span style="color: DarkGreen"></span></strong></p><p><strong><span style="color: DarkGreen">Mr X, </span></strong></p><p><strong><span style="color: DarkGreen">Saving for investment has nothing to do with the wage one makes.</span></strong></p><p><strong><span style="color: DarkGreen">It is about discipline, with a long term goal.</span></strong></p><p><strong><span style="color: DarkGreen">A 401k is not a luxury. A 401k-(as any savings program) is a hard fought uphill battle, by saving as much as one can bare.</span></strong></p><p><strong><span style="color: DarkGreen">Yes, now, I make over 80k, but I still apply the same discipline as when I only made $1.60 an hour.</span></strong></p><p><strong><span style="color: DarkGreen">There is no such thing as disposable income, only wasted money.</span></strong></p><p><strong><span style="color: DarkGreen">I well remember the days when I had to reach into the coffee can of saved pennies to be able to eat for the day.</span></strong></p><p><strong><span style="color: DarkGreen">Thank God that I had the foresight to save all those pennies.<img src="/community/styles/default/xenforo/smilies/FeltTip/peaceful.png" class="smilie" loading="lazy" alt=":peaceful:" title="Peaceful :peaceful:" data-shortname=":peaceful:" /></span></strong></p><p><strong><span style="color: DarkGreen">Vanguard is a great group of low/no load funds, on the whole. </span></strong></p><p> <strong><span style="color: DarkGreen"></span></strong></p><p><strong><span style="color: DarkGreen"></span></strong></p></blockquote><p></p>
[QUOTE="satellitedriver, post: 675122, member: 1664"] [B][COLOR=DarkGreen] Mr X, Saving for investment has nothing to do with the wage one makes. It is about discipline, with a long term goal. A 401k is not a luxury. A 401k-(as any savings program) is a hard fought uphill battle, by saving as much as one can bare. Yes, now, I make over 80k, but I still apply the same discipline as when I only made $1.60 an hour. There is no such thing as disposable income, only wasted money. I well remember the days when I had to reach into the coffee can of saved pennies to be able to eat for the day. Thank God that I had the foresight to save all those pennies.:peaceful: Vanguard is a great group of low/no load funds, on the whole. [/COLOR][/B] [/QUOTE]
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