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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 884587" data-attributes="member: 12570"><p>Our union local added co-pays and deductibles to our insurance plan a few years ago and their costs have gone down significantly. In the past members would go to the ER for the most minor sniffle but now think twice before going as there is a $100 co-pay for ER visits and $10 for doctor office visits. I don't have the annual deductibles on hand but I think they are $1,000 for the member and $2,500 for the family.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 884587, member: 12570"] Our union local added co-pays and deductibles to our insurance plan a few years ago and their costs have gone down significantly. In the past members would go to the ER for the most minor sniffle but now think twice before going as there is a $100 co-pay for ER visits and $10 for doctor office visits. I don't have the annual deductibles on hand but I think they are $1,000 for the member and $2,500 for the family. [/QUOTE]
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