An eight-story building that housed four garment factories in the capital city of Bangladesh collapsed overnight, killing at least 87 workers, and adding to a rising death toll in a country where well-known American retailers pay dirt-poor wages to make clothing in factories with few of the basic safeguards that are standard in most of the developed world. "It's a total disaster," said Charles Kernaghan, director of the Institute for Global Labour and Human Rights, who has a team on the ground in Dhaka interviewing survivors. Kernaghan he has been told that some 2,500 workers who work at the four factories in the building refused to enter the building on Monday when they saw large cracks forming along the structure's exterior. At 8 a.m. on Tuesday, factory owners allegedly told workers they would not be paid if they did not return to the factories and begin working, according to Kernaghan. The building collapsed about an hour later. What would you have done?