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Brown Cafe UPS Forum
UPS Union Issues
Trip to ER might be costly
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<blockquote data-quote="PiedmontSteward" data-source="post: 1322893" data-attributes="member: 42270"><p>Source: <a href="http://www.wr177healthcare.com" target="_blank">http://www.wr177healthcare.com</a></p><p></p><p>This coverage mirrors TeamCare's. I think you're misunderstanding something:</p><p></p><p>"100% <strong>if</strong> admitted <strong>or</strong> within 24 hours of an accident" -- this means if you have a legitimate emergency and go to the ER within 24 hours or wait and it's serious enough to be admitted, the plan pays 100%. If you're going to the ER 48 hours after the fact for, say, a couple of stitches then you're on the hook for 20%. ER visits are extremely expensive and this is to discourage members from using the ER instead of a primary care physician and/or outpatient medical facility.</p></blockquote><p></p>
[QUOTE="PiedmontSteward, post: 1322893, member: 42270"] Source: [url]http://www.wr177healthcare.com[/url] This coverage mirrors TeamCare's. I think you're misunderstanding something: "100% [B]if[/B] admitted [B]or[/B] within 24 hours of an accident" -- this means if you have a legitimate emergency and go to the ER within 24 hours or wait and it's serious enough to be admitted, the plan pays 100%. If you're going to the ER 48 hours after the fact for, say, a couple of stitches then you're on the hook for 20%. ER visits are extremely expensive and this is to discourage members from using the ER instead of a primary care physician and/or outpatient medical facility. [/QUOTE]
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