Hi, I just got my UPS National health plan information in the mail a few days ago. I've been looking it over, and it looks amazing and I had hoped for, but I see no information if there are any premiums we have to pay. I know the "basic" plan is completely covered, but I saw where they mention there are also different "levels" of the plans as well. I'm in network with Aetna, so there isn't any other cost from me besides copays that I saw in the booklets. Do we have to pay premiums?