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Brown Cafe UPS Forum
UPS Retirement Topics
UPS Special Pension Buyout Offer - December 2016
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<blockquote data-quote="Jackburton" data-source="post: 2384694" data-attributes="member: 34538"><p>Going by Hoax's 6% ROI, that alone would make me take the lump sum. They are already discounting the money factor based on your age, that's a given. However the ROI is based off a relatively "safe" investment. Being younger will net you a lower payout no doubt, but you also have more time for that money to grow at a higher rate. </p><p></p><p>On top of all this, when you die you have a lump sum you can pass down or cover your wife with, without taking a survivior payout discount. </p><p></p><p>Did I mention I won't have to give myself a cut in benifits like the current retirees are facing?</p></blockquote><p></p>
[QUOTE="Jackburton, post: 2384694, member: 34538"] Going by Hoax's 6% ROI, that alone would make me take the lump sum. They are already discounting the money factor based on your age, that's a given. However the ROI is based off a relatively "safe" investment. Being younger will net you a lower payout no doubt, but you also have more time for that money to grow at a higher rate. On top of all this, when you die you have a lump sum you can pass down or cover your wife with, without taking a survivior payout discount. Did I mention I won't have to give myself a cut in benifits like the current retirees are facing? [/QUOTE]
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UPS Special Pension Buyout Offer - December 2016
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