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UPS vs. FDX
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<blockquote data-quote="MrFedEx" data-source="post: 636958" data-attributes="member: 12508"><p>Here we go:</p><p> </p><p>Traditional Pension plan---eliminated, and replaced with a Portable Pension Plan that pays about a fifth of the original. You accrue a small amount every year that goes into an annuity that you cash-out when you leave. You also get a monthly payout when you retire...mine is just over $30.00 per month. It sucks.</p><p> </p><p>Insurance---The Vision Plan is a joke, and most providers don't even honor it. Dental has low yearly limits on coverage, so the employee ends up paying out of pocket for major work. CIGNA, our health provider, specializes in denials. Deductibles went way-up this year, but FedEx chose to disguise this by boasting that premiums only went up "slightly". Since FedEx is self-insured, both CIGNA and FedEx have a big incentive to deny coverage whenever possible. The CIGNA provider list gets smaller every year because fewer providers want to deal with their BS, so our choices aren't very wide. Chances are good that you have had to change doctors several times over the years and go with someone else, say, Dr. Ungawa, who just graduated from the University of Mobutu. A lot of the fiorst-rate doctors don't deal with CIGNA. Mental Health is similar...lots of second-rate providers not very close to where you live.</p></blockquote><p></p>
[QUOTE="MrFedEx, post: 636958, member: 12508"] Here we go: Traditional Pension plan---eliminated, and replaced with a Portable Pension Plan that pays about a fifth of the original. You accrue a small amount every year that goes into an annuity that you cash-out when you leave. You also get a monthly payout when you retire...mine is just over $30.00 per month. It sucks. Insurance---The Vision Plan is a joke, and most providers don't even honor it. Dental has low yearly limits on coverage, so the employee ends up paying out of pocket for major work. CIGNA, our health provider, specializes in denials. Deductibles went way-up this year, but FedEx chose to disguise this by boasting that premiums only went up "slightly". Since FedEx is self-insured, both CIGNA and FedEx have a big incentive to deny coverage whenever possible. The CIGNA provider list gets smaller every year because fewer providers want to deal with their BS, so our choices aren't very wide. Chances are good that you have had to change doctors several times over the years and go with someone else, say, Dr. Ungawa, who just graduated from the University of Mobutu. A lot of the fiorst-rate doctors don't deal with CIGNA. Mental Health is similar...lots of second-rate providers not very close to where you live. [/QUOTE]
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