Was talking with Wacchovia yesterday and am pretty sure that they are about to be making margin calls on hypo loans. Has any body else gotten these indications or an actual margin call yet? The letter I got tells you about the changes they are about to make to the LTV percentages. I was also told that starting March 15 they will be using the daily closing price of the UPS stock to determine the margin requirements. Just my feeling that this another way of the Banks putting more hurt onto people during tough times. Would be interested to know anybody elses thoughts. Remember the big fish always eats the little ones!!!!