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Brown Cafe UPS Forum
Life After Brown
We're buying a house.
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 521223" data-attributes="member: 12570"><p>I recently tried to refinance but have not been in my house/mortgage long enough to have built up any appreciable equity. My monthly payment is $738 inclusive so I pay $800 each month--it's not much, but just doing that will shave 5 years or so off of my mortgage. I hope to be able to increase the additional principle payments to shave even more years off. The bi-monthly payment program makes a lot of sense as you are actually making 13 payments each year, not 12.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 521223, member: 12570"] I recently tried to refinance but have not been in my house/mortgage long enough to have built up any appreciable equity. My monthly payment is $738 inclusive so I pay $800 each month--it's not much, but just doing that will shave 5 years or so off of my mortgage. I hope to be able to increase the additional principle payments to shave even more years off. The bi-monthly payment program makes a lot of sense as you are actually making 13 payments each year, not 12. [/QUOTE]
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We're buying a house.
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