What programs should i max out for retirement? Im 30 and an air driver. I make enough money to live comfortably and vacation whenever i want. I have been reluctant to go fulltime since i like my freedom. But i cant handle the fact so many people below me are going fulltime recently and gaining senority over me for when i finally go. I didnt want to go til 35 but i cant handle it. So im going to accept fulltime in the next month or two. Once i pass the test, what should i max out in terms of retiring? Roth 401k and anything else? Stocks or anything? Im so dumb when it comes to finicial future planning i just drive ground and drop money into my regular savings whenever they call me or spend it if i need anything.