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Brown Cafe UPS Forum
UPS Retirement Topics
When should you set up your 401K?
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<blockquote data-quote="HEFFERNAN" data-source="post: 1292051" data-attributes="member: 11315"><p>One thing that doesn't get brought up often enough is live below your means and stay out of debt.</p><p></p><p>I like Upstate's advice in using your raises as checkpoints in raising your contributions by 1% at a time and also Satellite's advice in starting with the Roth account ( no tax advantage now but your money grows tax-free) which at your age could make you a millionaire if you start now.</p><p></p><p>Being that you are 22 and thinking of this right now makes you a very smart guy already.</p></blockquote><p></p>
[QUOTE="HEFFERNAN, post: 1292051, member: 11315"] One thing that doesn't get brought up often enough is live below your means and stay out of debt. I like Upstate's advice in using your raises as checkpoints in raising your contributions by 1% at a time and also Satellite's advice in starting with the Roth account ( no tax advantage now but your money grows tax-free) which at your age could make you a millionaire if you start now. Being that you are 22 and thinking of this right now makes you a very smart guy already. [/QUOTE]
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When should you set up your 401K?
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