Do i just randomly call my union? I feel dumb when it comes to this stuff so i dont even know the right questions to ask. I would rather feel stupid on a message board than over the phone. I get info in the mail all the time but its just numbers to me. I switched to fulltime recently and noticed 401k stuff coming out of my paycheck but i never agreed to it. However, i do want to contribute to my 401k and possibly more than i currently em. I just have no idea where to get started, roth vs whatever, etc.. Do i need to find a finicial advisor, call the union or what?