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Why a 401(k) Will Yield You More Money Than a Pension
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<blockquote data-quote="Thebrownblob" data-source="post: 5614577" data-attributes="member: 60485"><p>Everything you said is theory, the 401(k) is not guaranteed money. Every investment strategy should have a balance.</p><p></p><p>My pension is guaranteed money as long as I meet certain requirements, that is the foundation of my retirement, everything else I’m doing is built on top of it most people do not have a very good foundation and they’re just hoping the market remains stable because everything in your 401(k) is just pretend money until you get close to retirement. In theory my 401(k) will pay me more than my pension if the current trajectory continues and that’s great but I don’t have any guarantees at all, my pension is guaranteed. Union contracts have always been based on guarantees if you don’t like that you don’t have to work here. Plenty of places you can work and take your chances.</p></blockquote><p></p>
[QUOTE="Thebrownblob, post: 5614577, member: 60485"] Everything you said is theory, the 401(k) is not guaranteed money. Every investment strategy should have a balance. My pension is guaranteed money as long as I meet certain requirements, that is the foundation of my retirement, everything else I’m doing is built on top of it most people do not have a very good foundation and they’re just hoping the market remains stable because everything in your 401(k) is just pretend money until you get close to retirement. In theory my 401(k) will pay me more than my pension if the current trajectory continues and that’s great but I don’t have any guarantees at all, my pension is guaranteed. Union contracts have always been based on guarantees if you don’t like that you don’t have to work here. Plenty of places you can work and take your chances. [/QUOTE]
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Why a 401(k) Will Yield You More Money Than a Pension
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