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Working Past Retirement Date to Pay for Kid's College
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 3484852" data-attributes="member: 12570"><p>I have two children and when it came time for college my ex and I agreed to split their first year evenly between the two of us and to split their remaining years evenly between the three of us. Anything beyond their first four years would be completely on their dime. Both kids followed the plan to a T and both graduated with their four year degrees with about $20K of student loan debt. My son tacked on $55K when he got his MBA.</p><p></p><p>I had all of my 401k education related loans paid off before my son, who is the youngest, received his 4 year diploma and will have no education related debt as I go in to retirement.</p><p></p><p>The timing worked out well for us as I was still working when they were in school; however, if they were either just getting ready to start or in the early stages of their college careers as I was getting ready to retire, I would not work past that date just to make sure that they had as little debt as possible.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 3484852, member: 12570"] I have two children and when it came time for college my ex and I agreed to split their first year evenly between the two of us and to split their remaining years evenly between the three of us. Anything beyond their first four years would be completely on their dime. Both kids followed the plan to a T and both graduated with their four year degrees with about $20K of student loan debt. My son tacked on $55K when he got his MBA. I had all of my 401k education related loans paid off before my son, who is the youngest, received his 4 year diploma and will have no education related debt as I go in to retirement. The timing worked out well for us as I was still working when they were in school; however, if they were either just getting ready to start or in the early stages of their college careers as I was getting ready to retire, I would not work past that date just to make sure that they had as little debt as possible. [/QUOTE]
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Working Past Retirement Date to Pay for Kid's College
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