Your New Heathcare Is Worthless

Discussion in 'FedEx Discussions' started by MrFedEx, Aug 31, 2013.

  1. MrFedEx

    MrFedEx Engorged Member

    If you take the trouble to read the "plan", it is nothing more than catastrophic coverage with a "preventive care" provision thrown-in to make it sound like you're actually getting something. What you're getting is another reaming.
     
  2. thedownhillEXPRESS

    thedownhillEXPRESS Well-Known Member

    And don't miss the part where they sneakily eliminated the individual deductible/Max out of pocket for your spouse or any children.
    It's now an individual for the employee only.Your significant other or children will be subject to three times that amount even if its only one of them with a catastrophic or continuing medical condition.
     
  3. Whats fedex going to do next? Pay toliets? bring your own tp?...lol
     
  4. DontThrowPackages

    DontThrowPackages Well-Known Member

    They're hoping you opt out. "Hey government, we offer health care, they just don't want it. So no need for any monetary penalties, we did our part".:devil:
     
  5. Cactus

    Cactus Just telling it like it is

    Coin operated time clocks.
     
  6. MrFedEx

    MrFedEx Engorged Member

    Exactly. When you opt-out, they're on the hook for nothing. And there are a lot of people that are going to do this. Unfortunately, if you do happen to get ill, you are bankrupt. They could care less.

    And I do know someone who opted-out last year, and had a stroke. They are definitely bankrupted, and probably also out of a job, since they were quickly displaced and can likely never return to a driving job again.

    Just remember, "FedEx Cares".
     
  7. CJinx

    CJinx Well-Known Member

    Is there any evidence that this is intentional or is this just conjecture based on the wording? Has anyone actually asked??

    If you opt out and don't have another plan lined up... That's your own fault.
     
  8. MrFedEx

    MrFedEx Engorged Member

    You need to get off the Kool-Aid now before it's too late. If someone cannot afford the FedEx plan, they can go out into the insurance marketplace and also get catastrophic coverage, for a similar price. Either way, a lot of people cannot afford it, which is the basic point you seem to be missing. The key word here is "affordable", and FedEx is doing another takeaway by pricing a lot of employees out of coverage.

    If you can afford the Betty Ford Center, I hear they have a great Kool-Aid detox program. It costs $4,000 per day. Maybe your FedEx plan will pay for it.
     
  9. Route 66

    Route 66 Flacid Member

    CJinx - did you used to be Baghdad Bob by any chance? Always standing up for the regime regardless of the cold reality staring you in the face.
     
  10. CJinx

    CJinx Well-Known Member

    How can you not afford the company plan? Both plans are cheap and it comes out of your paycheck. Even the package handlers can afford it.

    I just don't see how they are to blame for people opting out of coverage and then having that decision bite them in the ass when they get hurt or sick.
     
  11. MrFedEx

    MrFedEx Engorged Member

    You really don't get it, do you? The reason people have to opt-out is that they simply cannot afford the ridiculous costs.
     
  12. CJinx

    CJinx Well-Known Member

    I guess I don't, because I don't feel like the costs are ridiculous.
     
  13. Doc Sorting Dude

    Doc Sorting Dude Active Member

    I wonder if you opt out, is it good only until the next enrollment comes around?
     
  14. CJinx

    CJinx Well-Known Member

    As I understand it, no. If you take no action during the enrollment period, your coverage or lack thereof stays. With the switch to consumer plans next year, coverage defaults to the plan that closest matches whatever you had originally; choice to consumer choice, etc.
     
  15. MAKAVELI

    MAKAVELI Well-Known Member

    Are you that dense? Premiums for a family right now is almost $400 a month. Premiums are increasing not decreasing like the coverage. Is it that hard to understand that this is not affordable?
     
  16. bbsam

    bbsam Moderator Staff Member

    Why don't you go price it in the private market and compare the two? I think $400/month is pretty good.
     
  17. MrFedEx

    MrFedEx Engorged Member

    $400 a month...for nothing? You obviously haven't seen the new and improved version.
     
  18. MrFedEx

    MrFedEx Engorged Member

    Have you actually seen the plan and read it? As Downhillexpress pointed-out, they have split-out "individuals" so your deductible is tripled if you have 2 dependents.
     
  19. bbsam

    bbsam Moderator Staff Member

    I pay $1300 a month. $5000 deductible.
     
  20. MAKAVELI

    MAKAVELI Well-Known Member

    It's supposed to be a benefit not a discount on a health ins plan buddy. This is no benefit. I can get similar coverage and costs through my state's health exchange. You are missing the point that FedEx is self insured and making a profit off of our premiums as well. This is the reason they want people who have health issues to drop coverage. So they can make even more profit off those premiums. Get it?
     
    Last edited: Sep 1, 2013