It all depends on what local you belong to and when you retired. When I retired at 53 I paid $100 a month for health ins. that included both myself and wife. When I turned 55 it actually went down to $50 bucks a month. Then a few years later they jacked it back up to $100. Now recentlly they raised it to $150 a month. The guys that have retired since the last contract pay $250 a month. It will continue to go up as costs increase. We still have one of the best retirement health care plans going and I am the envy of 99.9% of all other non-Teamster retired people I know. They are amazed when I tell them my wife is covered for what I pay. I also realize that nothing is carved in granite so all this and the pension could disappear overnite. I cringe evertime I get a letter from the Teamsters thinking this might be the one that announces the end of the gravytrain. I already have a backup plan that involves the wife going back to work.