Management/Non-Union Insurance - which option - Brown Cafe

Hoaxster · 10-21-2009, 06:01 PM

I do not know of anyone that has taken the new option under the age of 35.

Seems to be too many unanswered questions about coverage and a general sense of distrust.

Which option did you take?

Black_6_Leader · 10-21-2009, 08:27 PM

Option A . . . There was a little cardiac stress in my life this past year; the bills passed seven grand real quick . . . Too many unknowns

over9five · 10-21-2009, 09:35 PM

<sigh> Another thread I can't participate in!

brownIEman · 10-22-2009, 05:51 AM

Quote:

Originally Posted by over9five

<sigh> Another thread I can't participate in!

but... um, you just did....

as to the original question, my answer is : non of the above. Am choosing no coverage and will be covered under my wifes plan. slightly better coverage and slightly lower cost...

UPSSOCKS · 10-22-2009, 06:30 AM

Hoax,

Why would anyone enroll in the healthy savings plan? I don't understand it. It appears not to cost anything if you do just the routine preventive care throughout the year. Can you shed some quick light on this for me, only hours left to enroll..

Hawk780 · 10-22-2009, 10:46 AM

I'm with BrownIEman, opting out, taking the $500 credit, and jumping on wife's plan. That said, I think the Healthy Savings Plan could save a lot of people a lot of money if they have (relatively) low heathcare costs. Think about this, the out of pocket max is $4,000 for traditional (family), and $6,000 for Healthy Savings (family), and the premiums (payroll deductions) are nearly $2,000 more for the traditional...

Prescriptions are "better" covered (no deductible) under traditional, so that's a consideration, but again, without major health issues, a family/individual would be WAY ahead in the new plan. I'm not in HR, but did have to present the plan to my operation, so if you have any questions, let me know. -Hawk

Dis-organized Labor · 10-22-2009, 01:52 PM

This thing is totally hosed up. So many uncertainties. No one is sure if we will be billed correctly (the contracted rate) at the time of service.
I chose traditional because everytime I manipulated the estimator, it recommended "Healthy Savings".
I have to admit, I was suspicious because I've been around here for 22+ years

dman · 10-22-2009, 02:47 PM

Too bad management can't opt-in to the employee plan. Five dollar brand name drugs and Blue Cross Blue Shield coverage, something that my regular doctor actually accepts, instead of UHC.
Something is very terribly wrong with organization when it is more advantageous to be an employee than in management.

UPSSOCKS · 10-23-2009, 10:26 AM

Quote:

Originally Posted by dman

Too bad management can't opt-in to the employee plan. Five dollar brand name drugs and Blue Cross Blue Shield coverage, something that my regular doctor actually accepts, instead of UHC.
Something is very terribly wrong with organization when it is more advantageous to be an employee than in management.

Roger that,

This healthcare issue is fishy. I think management loses big this year. No raises and higher healthcare costs.

brownIEman · 10-23-2009, 11:02 AM

thank you Captain Obvious for that insightfull comment...

randomUPSISer · 10-23-2009, 03:10 PM

Quote:

Originally Posted by UPSSOCKS

Roger that,

This healthcare issue is fishy. I think management loses big this year. No raises and higher healthcare costs.

Just means UPS is going to continue to lose (the few remaining) skilled management it has.

Ditto IS'ers, and BP's.

UPSMGMNT · 11-01-2009, 01:28 AM

I picked Traditional for medical and DMO for dental.

upsguy72 · 11-01-2009, 05:28 AM

Another reason to stay in the union.