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Brown Cafe UPS Forum
UPS Retirement Topics
$250,000 Teamcare Plan Benefit Annual Limit?
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<blockquote data-quote="Red Headed Stranger" data-source="post: 5271674" data-attributes="member: 90351"><p>Thanks for thinking it was worth at least a nickel, I failed to take into consideration inflation....ha...ha...</p><p></p><p>I was in a similar situation. Healthy, but didn't want to wipe out everything we've worked for in the event of a major illness. Unfortunately (or fortunately!), we have assets and between my spouse's pension and my income, didn't qualify for a subsidy in the marketplace, we were paying almost $2,000 per month in healthcare premiums (mine marketplace/spouse's retiree self-pay coverage) for crap coverage. Nothing like paying almost $24,000 per year + $6,900 deductible on one plan +1,000 deductible on another plan + maximum OOP of $5,000 on retiree plan). Once you begin to factor in out-of-pocket amounts for prescriptions and routine doctor visits, it begins to eat through your savings pretty quickly.</p><p></p><p>Best of luck to you in making your decision. Retirement is the best job ever as long as the wheels don't fall off!</p></blockquote><p></p>
[QUOTE="Red Headed Stranger, post: 5271674, member: 90351"] Thanks for thinking it was worth at least a nickel, I failed to take into consideration inflation....ha...ha... I was in a similar situation. Healthy, but didn't want to wipe out everything we've worked for in the event of a major illness. Unfortunately (or fortunately!), we have assets and between my spouse's pension and my income, didn't qualify for a subsidy in the marketplace, we were paying almost $2,000 per month in healthcare premiums (mine marketplace/spouse's retiree self-pay coverage) for crap coverage. Nothing like paying almost $24,000 per year + $6,900 deductible on one plan +1,000 deductible on another plan + maximum OOP of $5,000 on retiree plan). Once you begin to factor in out-of-pocket amounts for prescriptions and routine doctor visits, it begins to eat through your savings pretty quickly. Best of luck to you in making your decision. Retirement is the best job ever as long as the wheels don't fall off! [/QUOTE]
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$250,000 Teamcare Plan Benefit Annual Limit?
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