Left UPS 4 years ago. Retired after 33 years. Was involved in a car accident and the other sides attorneys issued a subpoena for my personal and payroll records through UPS human resources. My 401k is now frozen and I cannot touch it! UPS policy is whenever a subpoena is issued for one of their current or retired drivers they freeze your money and you can't touch it!! That's bull st!t!! My advice, when you retire pull ALL YOUR 401K MONEY OUT of any plan administered by UPS! Put it anywhere, under your bed, the corner bank!! Anywhere but a plan with UPS tied to it!