I recieved a letter from my teamster/ups 401k plan and it had a letter stating the current plan participation rates. As it stands 27% of eligible UPS employees participate, which I am not too surprised by considering the number of transitory employees that make up the part-time workforce. What did surprised me was the 51% participation rate among full-time ups employees. I see now why the APWA is so appealing to some of you. If just barely half of full-time employees are taking it upon themselves to save for retirement then the pension plans offered by the teamsters and UPS are the only thing your futures hinge on. I just cannot comprehend why someone would just float through life expecting someone else to work out the details of their own futures for them. I trust nobody but myself which is why I believe so strongly into creating your own retirment. Putting your best interests into the hands of other people is just asking for trouble.