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<blockquote data-quote="UPS Lifer" data-source="post: 273318" data-attributes="member: 9789"><p>Pre-tax or After Tax - Depends on what your CURRENT tax bracket is and what you expect it to go to. If you are in a low tax bracket now, you might want to do after tax. When you are 60 and your tax bracket is higher you will have already paid taxes. If you don't feel you will be in a higher tax bracket than you are now in, put your money in a pre-tax account. </p><p></p><p>Every year you should re-evaluate where you are with all your investments. </p><p></p><p>I recommend a book "The Smartest Investment Book You'll Ever Read" by Daniel R Solin. It is simple reading and can help you with investment decisions. </p><p></p><p>My rule of thumb is defer - defer - defer.... Except in the above situation!!</p></blockquote><p></p>
[QUOTE="UPS Lifer, post: 273318, member: 9789"] Pre-tax or After Tax - Depends on what your CURRENT tax bracket is and what you expect it to go to. If you are in a low tax bracket now, you might want to do after tax. When you are 60 and your tax bracket is higher you will have already paid taxes. If you don't feel you will be in a higher tax bracket than you are now in, put your money in a pre-tax account. Every year you should re-evaluate where you are with all your investments. I recommend a book "The Smartest Investment Book You'll Ever Read" by Daniel R Solin. It is simple reading and can help you with investment decisions. My rule of thumb is defer - defer - defer.... Except in the above situation!! [/QUOTE]
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