401k returns

Discussion in 'UPS Discussions' started by Joshm, Jun 21, 2019.

  1. Joshm

    Joshm New Member

    Anyone getting over 15 percent on their 401/Roth? If so how
     

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  2. tadpole

    tadpole Active Member

    18.53% here. All S&P 500 Equity Index Fund.
     
  3. GameCockFan

    GameCockFan Active Member

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  4. Eat Sleep Fish

    Eat Sleep Fish Isaiah 5:20

  5. 542thruNthru

    542thruNthru Well-Known Member

    First... good for you with the 20% contribution. Most don't do half that.

    I was actually in the 17s but still I wouldn't be upset with 15%.
     
  6. LarryBird

    LarryBird Well-Known Member

    Agreed, on your compliment to the OP...and I'm right there with you with the growth % too.
     
  7. Slow and steady my friend. Make a plan and stick with it. Remember 9/11 and the great recession
     
  8. scratch

    scratch Least Best Moderator Staff Member

    Mines at 13%, you are doing better than me. I am sticking 20% a week into it. The balance the last couple of days has put a smile on my face. I do the S&P 500, S&P 400, Russell 2000, and I have about 40% in international funds. The only thing down recently was my IRA investments because of UPS stock dropping. I bought $500 worth of Litecoin and Ethereum a year ago to play with Cypto a little bit, its up to $786 right now.
     
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  9. You are more than likely a lot older than him and you have different goals.

    Too many people do overlook the international fund The US is only a fraction of the world's economy, our market is priced higher and many other countries have far more growth potential
     
  10. scratch

    scratch Least Best Moderator Staff Member

    I don't think its wise to put everything in US stocks either, you are right about growth potential in world markets.
     
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  11. You don't put everything all in one investment. Sometimes having a little cash doesn't hurt either. Remember what your 401k looked like a decade ago? It wasn't easy to watch.
     
  12. Brownslave688

    Brownslave688 You want a toe? I can get you a toe.

    Can’t wait til it happens again.
     
  13. If it does, I will just have to work a little longer. Not because I need the money. What I need in liquid cash is almost where I want it to be. I just don't want to miss an advancement opportunity
     
  14. Brownslave688

    Brownslave688 You want a toe? I can get you a toe.

    I think you’ll get out before it happens and it won’t take too long to recover but great buying opportunity.
     
  15. I could always come back as a Christmas helper....
     
  16. Maple Grove MN Driver

    Maple Grove MN Driver Cocaine Mang!

    I haven't touched my 401k balance yet.
    I have 75% in stocks still and 25% in bonds.
    I moved everything into a Self Managed Account before I retired.
    I am up 28% YTD
    I am bullish still.....great time to have money in the market.
    Sometime in the next year as the market shows signs of slowing I will move everything into a Income Bond type fund and be happy with 4 to 6% returns with little risk.
     
  17. ManInBrown

    ManInBrown Well-Known Member

    Im up 24% since the day Trump took office. I switched to 100% sp500 the week before his inaugaration.
     
  18. Overpaid Union Thug

    Overpaid Union Thug Well-Known Member

    This is mine since the day after his inauguration. I would never go all-in on one type of fund though. But the S&P 500 would be the one if I did.

    upload_2019-6-22_15-34-41.jpeg
     
  19. MattM

    MattM Member

    Russell 2000 index and s&p 400 for me. I may need to go 20% with sp500 and 40/40 with what I already have.

    Remember, the generic personal performance figure is just YTD. You have to click a few links to custom date your performance

    1/1/2018 to 12/31/2018 saw -8%. This year YTD is around 15% for me, with a 1/1/2017 to now date range sitting at 14%.

    There are also monthly fees and transaction fees. I tend to keep track of actual money deducted from my paychecks and compare that figure to what the ‘account value’ shows on the website.