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<blockquote data-quote="Catatonic" data-source="post: 1259062" data-attributes="member: 7966">And if you go that route, go ONLY to a fee-based professional.A professional offering you free advice is worse than any advice you get on here.I personally try to pass on info I receive from my fee-based professional and his explanations why I should put my money here and there.There have been studies ( google Jeremy Siegel) that show over the last 80 years that there is no better place to put your money than stocks if you are not going to need that money for 17 years.Other studies have shown that the best net ROI (return on investment) is Index funds of which the new ETF fund stocks is an example.The advice that Upstate gave you and which you appear to have implemented is a very sound approach at this point in your life.A professional&#039;s advice $500 - 2500 will only erode your investments at this point.Once your nest egg gets to be over $500k, then spending the $1000 for a professional makes sense.</blockquote>

[QUOTE="Catatonic, post: 1259062, member: 7966"] And if you go that route, go ONLY to a fee-based professional. A professional offering you free advice is worse than any advice you get on here. I personally try to pass on info I receive from my fee-based professional and his explanations why I should put my money here and there. There have been studies ( google Jeremy Siegel) that show over the last 80 years that there is no better place to put your money than stocks if you are not going to need that money for 17 years. Other studies have shown that the best net ROI (return on investment) is Index funds of which the new ETF fund stocks is an example. The advice that Upstate gave you and which you appear to have implemented is a very sound approach at this point in your life. A professional's advice $500 - 2500 will only erode your investments at this point. Once your nest egg gets to be over $500k, then spending the $1000 for a professional makes sense. [/QUOTE]

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