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Brown Cafe UPS Forum
UPS Retirement Topics
401K set up advice
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<blockquote data-quote="TUT" data-source="post: 1260216" data-attributes="member: 29298"><p>Yeah in the UPS world, to me it seems like the 401K becomes like a bonus. Between your pension and Social, there is plenty of monthly income to survive on. This assumes residence is paid for. If you got kids aim for that 401K to be part of their inheritance if you want to go out in style.</p><p></p><p>The SP500 was 38% return this past year. Lots of calculators don't even allow you to put in that kind of percentage of return on a 401, lol.</p></blockquote><p></p>
[QUOTE="TUT, post: 1260216, member: 29298"] Yeah in the UPS world, to me it seems like the 401K becomes like a bonus. Between your pension and Social, there is plenty of monthly income to survive on. This assumes residence is paid for. If you got kids aim for that 401K to be part of their inheritance if you want to go out in style. The SP500 was 38% return this past year. Lots of calculators don't even allow you to put in that kind of percentage of return on a 401, lol. [/QUOTE]
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