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Brown Cafe UPS Forum
UPS Retirement Topics
401k vs pension
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<blockquote data-quote="25yrvet" data-source="post: 88180" data-attributes="member: 4677"><p>I just want to point out that to compare the 2 is like compareing apples to oranges. Corporations now want you to go the 401k route--maybe matching the 1st couple %. But the earliest one can withdrawl without major penalty is 59 1/2.</p><p> Now I am in c/s pension fund & we all know the fund is hurting; but there is a slight chance I could retire from ups at age 47 & do something else (P/T, slower pace, etc).</p><p> I cannot see myself delivering when I'm in my 60's (UGH), Lord willing, I'll be outta browns in my early 50's. </p><p> I feel retirement is realistic in our 50's if we are frugal & use a combination of investments--SS,pension,stock,401k.</p></blockquote><p></p>
[QUOTE="25yrvet, post: 88180, member: 4677"] I just want to point out that to compare the 2 is like compareing apples to oranges. Corporations now want you to go the 401k route--maybe matching the 1st couple %. But the earliest one can withdrawl without major penalty is 59 1/2. Now I am in c/s pension fund & we all know the fund is hurting; but there is a slight chance I could retire from ups at age 47 & do something else (P/T, slower pace, etc). I cannot see myself delivering when I'm in my 60's (UGH), Lord willing, I'll be outta browns in my early 50's. I feel retirement is realistic in our 50's if we are frugal & use a combination of investments--SS,pension,stock,401k. [/QUOTE]
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