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Brown Cafe UPS Forum
UPS Discussions
401k withdrawals
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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 313512" data-attributes="member: 12570"><p>Try calling your credit card companies to see if they will work with you by lowering your interest rates. When you call, don't stop with the first person you speak to, ask for someone who can help you lower your interest rate. Your success in getting the rates lowered will of course depend upon your personal credit history. 401k withdrawals should be your last option as the penalty (10%) and taxes (20%) will greatly reduce your net withdrawal amount. Loans differ in that they incur no penalty but are situation specific, that is they can only be taken out for certain situations which tooner outlined above.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 313512, member: 12570"] Try calling your credit card companies to see if they will work with you by lowering your interest rates. When you call, don't stop with the first person you speak to, ask for someone who can help you lower your interest rate. Your success in getting the rates lowered will of course depend upon your personal credit history. 401k withdrawals should be your last option as the penalty (10%) and taxes (20%) will greatly reduce your net withdrawal amount. Loans differ in that they incur no penalty but are situation specific, that is they can only be taken out for certain situations which tooner outlined above. [/QUOTE]
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