I was talking with a retiree. He started early and and got out early. Age 50! He said he planned for it and couldn't see himself doing this job at 62-65. I agreed with him. He also said he did something I've never heard of. He QUIT! He's a X-mas baby so he was eligible right at the end of peak. He quit in Sept. Didn't collect a check all fall. He said there was no way he was going through another peak so he went hunting and fishing all fall. So I get the 500 min hours counts as a year of service but I always thought you had to work till the final bell. then go if you could afford to. I thought if you quit you screwed up your pension. I didn't ask if he got paid for his personal time, sick time etc but he made it sound like he did. Ever heard of anyone else doing this? The reason I ask is I'm a X-mas baby as well. I've been saving and planning for retirement my whole adult life. I should be able to afford to go on the 1st day I'm eligible. Dec 23 age 58. He's got a point though. Who wants to go through an extra peak if they don't have to? Plus I love to hunt and fish!