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<blockquote data-quote="Gabba" data-source="post: 5001794" data-attributes="member: 58591">sort of yea, on the increase anyways (if you just want to <img src="/community/styles/default/xenforo/smilies/group1/censored2.gif"&nbsp; class="smilie" loading="lazy" alt=":censored2:" title="Censored2&nbsp; &nbsp; :censored2:" data-shortname=":censored2:" /> on it).&nbsp;&nbsp; but it&#039;s still advantageous.&nbsp; it would be advantageous for the tax free growth alone even if you didn&#039;t roll it over when you leave.&nbsp; but the real deal is that when you do roll it over, your cumulative contribution total becomes fully &quot;Rothized&quot;.think of it like this hypothetical situation to make the numbers easy:&nbsp; suppose you contribute 50grand to it over the course of your career, and in the same period it grows to 100k.&nbsp; and you don&#039;t start drawing on it till it all doubles again.&nbsp; if you leave it in the plan you pull out 50grand tax free and 150grand gets taxed as income.&nbsp; but if you roll it over when it&#039;s 100k 50/50 contributions/increase.&nbsp; when you draw on it it&#039;s 100 grand in your roth column (tax free) and 100 grand in you traditional column (taxed).&nbsp; so to really take advantage of it you should also roll it over into RothIRA and trad IRA accounts as soon as you can.</blockquote>

[QUOTE="Gabba, post: 5001794, member: 58591"] sort of yea, on the increase anyways (if you just want to :censored: on it). but it's still advantageous. it would be advantageous for the tax free growth alone even if you didn't roll it over when you leave. but the real deal is that when you do roll it over, your cumulative contribution total becomes fully "Rothized". think of it like this hypothetical situation to make the numbers easy: suppose you contribute 50grand to it over the course of your career, and in the same period it grows to 100k. and you don't start drawing on it till it all doubles again. if you leave it in the plan you pull out 50grand tax free and 150grand gets taxed as income. but if you roll it over when it's 100k 50/50 contributions/increase. when you draw on it it's 100 grand in your roth column (tax free) and 100 grand in you traditional column (taxed). so to really take advantage of it you should also roll it over into RothIRA and trad IRA accounts as soon as you can. [/QUOTE]

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