ABA Therapy

Discussion in 'Health and Medical Topics' started by NerdGirl, Nov 30, 2019.

  1. NerdGirl

    NerdGirl Member

    I've been working at UPS for 6 months now. My daughter has autism and gets OT, speech and ABA therapy. A lot of insurance companies try to get out of paying for ABA or limiting visits. Since I don't have my insurance yet I don't know if or how much they cover. Anyone know?
     
  2. UpstateNYUPSer

    UpstateNYUPSer Well-Known Member

    I would think your plan administrator would know the answers to your questions.
     
  3. NerdGirl

    NerdGirl Member

    Okay thanks!
     
  4. trickpony1

    trickpony1 Well-Known Member

    If it were me, I'd keep my mouth shut and wait until I had insurance to find out.

    Knowing now isn't going to change anything.
     
  5. NerdGirl

    NerdGirl Member

    Well for me it would. I'd be making some different work decisions considering the reason I'm working this job has everything to do with my daughter. Why waste my time here if it isn't going to be beneficial for the reasons I need it to be?
     
  6. UpstateNYUPSer

    UpstateNYUPSer Well-Known Member

    He does have a point, although it is illegal to deny coverage due to preexisting conditions.
     
  7. NerdGirl

    NerdGirl Member

    True. But what is coverage? She requires 20 hrs a week. Is it only going to cover two hrs and now I'm stuck paying 18 out of of pocket? But your saying well I'm covering you. I'm basing this off what's going on around me with other patients and their insurance companies.
     
  8. UpstateNYUPSer

    UpstateNYUPSer Well-Known Member

    Kid, I have absolutely no idea what insurance you are covered under, let alone what the coverage limits are. You need to call the plan administrator and ask for a Summary Plan Description, which will outline all of your covered items and the co-pays/deductibles.
     
  9. trickpony1

    trickpony1 Well-Known Member

    That's exactly where I was going with this.
    Once they find out her child will cost the plan much money, I wouldn't put it past them to fire Mom for some chickenscratch reason.

    Like I said, keep your mouth shut. You'll find out soon what coverage you have. Once you have it they can't take it away. But if you never get it....
     
  10. trickpony1

    trickpony1 Well-Known Member

    If I were Mom I would call and ask when my coverage starts and when coverage for my child starts. That's it.
     
  11. NerdGirl

    NerdGirl Member

    I honestly was asking people on here who had experience having an autistic child and working for UPS. Obivously if your in a different local then me things are going to very in terms and of coverage and I wouldn't expect you to know. Telling someone to keep their mouth shut and not ask questions is exactly why people aren't getting the help they need for themselves or their kids. Simply saying ask your plan administrator is all I needed to know. You can keep the attitude to yourself.
     
  12. MAKAVELI

    MAKAVELI Well-Known Member

    That makes absolutely zero sense. She's already passed probation and a union member. What difference does it make in 6 months when she's eligible for insurance?
     
  13. burrheadd

    burrheadd KING Of GIFS

    D7EEA2E4-0149-430C-B3D5-827F84265E11.gif

    Benefits haven’t kicked in yet
     
  14. It's 9 months now
     
  15. MAKAVELI

    MAKAVELI Well-Known Member

    So the Teamsters actively look for union members with pre existing conditions to fire?
     
  16. burrheadd

    burrheadd KING Of GIFS

    not publicly
     
  17. MAKAVELI

    MAKAVELI Well-Known Member

    That's pretty :censored2:ed up for a union to be doing. And they wonder why they are despised by non union workers. SMH....
     
  18. NerdGirl

    NerdGirl Member

    Why even hire me then? Especially when that was brought up in my interview for the reason I needed night shift?
     
  19. burrheadd

    burrheadd KING Of GIFS

     
  20. MAKAVELI

    MAKAVELI Well-Known Member

    Above your pay grade? Stay in your lane bro. :happy2: