AETNA's Effect on our 2013 Contract Negotiations

Discussion in 'UPS Union Issues' started by InsideUPS, Mar 23, 2013.

  1. InsideUPS

    InsideUPS Active Member

    HEALTHCARE, the major stumbling block in the 2013 UPS/Teamsters negotiations.

    A little research will reveal that our negotiations are being SERIOUSLY affected by UNCERTAINTY, GREED, and POLITICS. I firmly believe that BOTH UPS and UPS TEAMSTER negotiators are victims of UNCERTAIN economics for our healthcare premiums. In actuality, we are ALL fast becoming VICTIMS of GOVERNMENT IDIOCRACY, EXTREME SOCIALISM, and possible PRICE GOUGING by AETNA as our contract deadline draws near. The following will help you understand why the Teamsters may be offering to take the burden of the financial healthcare "risk" from UPS, by managing our healthcare benefits themselves. The question you will have to ask"Do you really want that to happen?"

    FOR ONE MOMENT, place yourself as the OWNER of a very large business that is attempting to provide healthcare for ALL your employees. NOW,...... what do you do when your healthcare insurance company (AETNA) tells you that they are not certain what your insurance premiums will be for the next 7 years? The "Healthcare Affordability Act" currently has MANY unknowns. For example...from a recent article in Bloomberg: (more comments below)

    "Health insurance premiums may as much as double for some small businesses and individual buyers in the U.S. when the Affordable Care Act’s major provisions start in 2014, Aetna Inc. (AET)’s chief executive officer said.
    While subsidies in the law will shield some people, other consumers who make too much for assistance are in for “premium rate shock,” Mark Bertolini, who runs the third-biggest U.S. health-insurance company, told analysts yesterday at a conference in New York. The prospect has spurred discussion of having Congress delay or phase in parts of the law, he said.
    “We’ve shared it all with the people in Washington and I think it’s a big concern,” the CEO said. “We’re going to see some markets go up as much as as 100 percent.”
    Bertolini’s prediction is at odds with Congressional Budget Office estimates that the law will have little effect on small and large-employer plans and the Obama administration’s projections that middle-class families will actually save money. The 2010 law is expected to extend health care to about 30 million people who otherwise couldn’t get insurance, paid for by new taxes and fees on companies and wealthier individuals." (Full Article Below Link)

    Aetna CEO Sees Obama Health Law Doubling Some Premiums - Bloomberg

    As the owner of a company, I would not want to promise my employees that I could cover the cost of their healthcare, NO MATTER what the premium may rise to. Wage increases, etc., are EASY to calculate and plan for....while skyrocketing healthcare premiums are not.

    WE, the MIDDLE CLASS people are the ones really PAYING for the 30 million people that otherwise could not get insurance in this government instituted health care plan. Blaming this solely on Obama is BS and a "political smokescreen". The truth of the matter is that the "Affordability Healthcare Act" is a BIPARTISAN effort that benefits BOTH sides of the political isle. People at the poverty level will receive free and low cost healthcare (favored by Dems) while also lowering the costs of Medicare (A GOP favorite) "The Romney campaign has gone on the offense on Medicare, charging that the Affordable Care Act “cuts $716 billion” from the entitlement program.
    That $716 billion figure is one you’ll probably be hearing a lot about during this election cycle. It’s worth understanding where it comes from and what the spending reductions mean for the Medicare program"

    Above and beyond all the healthcare uncertainty and political volleyball game is, the fact that AETNA themselves is possibly taking advantage of "ObamaCare" to raise healthcare costs exorbitantly. This is comparable to our oil companies raising fuel prices during a hurricane, political unrest in the mid-east, when the president of the oil company wants a raise...etc...

    SUMMARY - The contractual issues involved in our healthcare negotiations are complex and filled with uncertainty. Without a doubt, both UPS and AETNA can take advantage of these uncertainties in a variety of ways.......NONE of which are good for us. A SOLUTION may be to have a FLEXIBLE plan whereby we contribute based on the changes in the laws over time with oversight from the Teamsters. Also, as the Bloomberg article indirectly indicates..... it would be an EXCELLENT idea for UPS to get alternate healthcare BIDS for our healthcare plan. From Bloomberg: “That just seems silly,” said Gary Claxton, a vice president at Kaiser Family Foundation, aMenlo Park, California- based nonprofit that studies health issues. “I can’t imagine anything going on in the small-group market that would change the average premium that much. On the individual market, there’s arguments for things changing, but those magnitudes seem high.”

    I believe we need to remain flexible and base our healthcare costs in accordance with ACTUAL government changes in the law over time. EVERYTHING is subject to change and we should NOT be made to pay a SET or INCREASING co-pay over the years. The fact that UPS was going to implement an increasing co-pay REGARDLESS of what the premiums may be is absolutely ridiculous, unfair, and make no sense.

  2. brownmonster

    brownmonster Man of Great Wisdom

    UPS pays my local to run our health insurance. Awesome insurance.
  3. Bagels

    Bagels Family Leave Fridays!!!

    <sigh> You do realize that the concept of insurance -- ANY type of insurance -- is socialism, right?
  4. Monkey Butt

    Monkey Butt Dark Prince of Double Standards Staff Member

    Actually what everyone is up in arms about is not insurance.
    It is a healthcare plan.
    Insurance would be for that portion of healthcare that you could not pay for out of pocket.
    How about that for being a dweeb?

    I don't have insurance for anything but my house, liability only for my cars and an umbrella policy for general protection.
    All my vehicles are over 7 years old-I can afford to replace them. Therefore I don't have then insured.
  5. thedownhillEXPRESS

    thedownhillEXPRESS Well-Known Member

    I'm confused, are you trying to say the major players always new what the the future of healthcare looked like 10 years into the future?(wow, what great fortune tellers)
  6. thedownhillEXPRESS

    thedownhillEXPRESS Well-Known Member

    Yes, Healthcare is something to be scared of.............
  7. Atomic_Smurf

    Atomic_Smurf Well-Known Member

    You do realize it's only socialism when are forced to participate or are penalized for opting out, like Obamacare does, right? I take it your okay with socialism?
  8. Jones

    Jones fILE A GRIEVE! Staff Member

    You do realize that by this definition our country has been socialist pretty much since it's inception, right? Because that's a fair description of our entire tax code (both state and federal) among a host of other things.
  9. Atomic_Smurf

    Atomic_Smurf Well-Known Member

    Jones Town was socialist Mr. Jones. It didn't work. Before capitalism, the only way to become rich was to loot, plunder, steal from & enslave your fellow man. Capitalism made it possible to become wealthy by serving your fellow man. Nothing has done more to advance the human condition.
  10. pretender

    pretender Active Member

    Well said!

    If my house burns down, it would create a financial hardship to replace it; but I would not expect the insurance company to pay for a new furnace.
  11. InsideUPS

    InsideUPS Active Member

    Well Mr. Bagels... if ANY type of insurance is socialism... Then Warren Buffet... one of the richest men in the world certainly has "Capitalized" on "Socialism" - a.k.a. Geico

    GEICO | GEICO History
    [h=2]GEICO History: An American Success Story[/h]GEICO is built on ingenuity, perseverance, innovation, resilience and hard, honest work. From its humble beginnings in the midst of the Great Depression to its current place as one of the most successful companies in the nation, GEICO represents a quintessential American success story. Take a moment to review GEICO's milestones, orread the whole story and learn about the colorful people and events behind GEICO.
  12. InsideUPS

    InsideUPS Active Member

    Brownmonster.....the same is true for our full-time Teamster employees at our Local. The BA has done an excellent job of "shopping" insurance plans which is equal or superior to that of the Aetna plan for other employees (part-time) of UPS.

    I don't believe that many people realize how important it is for your local BA to "shop" and compare healthcare plans in your area. I for one would not mind each and every Local taking over the healthcare plans.
  13. InsideUPS

    InsideUPS Active Member

    I'm sorry for any confusion I may have caused you. The answer to your question is "no", I'm not saying that the "major players" always knew what the future of the healthcare looked like 10 years into the future. I'm simply saying that there are still many unknowns about "the affordability healthcare act". I believe UPS is trying to protect the financial interests of our company by presenting a "worst case scenario" of what the "act" may present. Laws could change, etc.. I tend to believe that if the "Affordability Healthcare Act" a.k.a Obamacare will eventually be repealed if too many people are adversely affected. Also, UPS and Aetna may be taking advantage of all this uncertainty..... my post has NOTHING to do with fortune telling...
  14. Bagels

    Bagels Family Leave Fridays!!!

    Huh? What most people refer to as "health plans" - for example, HMOs - are in fact a form of health insurance. By purest definition, insurance is pooling/sharing risks. So your "health care plan" and liability are indeed a form of insurance. Which is a form of socialism.

    Traditional VSP are example of true health plans. It's no different than buying a Groupon: you pay a fixed price for a package of discounts, it's subtracted from each payroll period (for up to two years, depending on what you'e purchased); after it's paid for, you select a participating provider who's relying on volume, VSP services (they manufacturer the lenses) & upsells on frames to make it worthwhile. There's absolute no risk or pooled costs. (And in reality, one could find better deals by shopping around chain optical stores & asking for cash discounts.) UPS pays for the member's cost of VSP ... I'm unclear as to the arrangement -- if UPS pays a discounted amount for each employee, then hopes there's more redemptions than premiums paid or if UPS pays a la cart for each redemption. The latter is more likely.

    Guess I'm not a dweeb after all ;).

    I fail to capture your point. Worldwide, many people heavily profit off socialized ideas. This is nothing new....
  15. wgf46

    wgf46 Member

    I thought UPS was self insured and had AETNA just to handle the paperwork?
  16. thedownhillEXPRESS

    thedownhillEXPRESS Well-Known Member

    They don't like when facts get in the way of their conspiracy theories
  17. Atomic_Smurf

    Atomic_Smurf Well-Known Member

    Funny watching you attempt to water down socialism for easier consumption. In your view any partnership that benefits both parties is a form of socialism. If you really believe in the greatness of these ideas, then you should have no problem giving up our employer insurance plans for a government plan for everyone...& paying for it. Why fight the fight?
  18. Bagels

    Bagels Family Leave Fridays!!!

    I say it's socialism because it is socialism.

    Because you don't want it to be doesn't make it not true.

    You can tell me that your car isn't made by GM because it says Cadillac, but that doesn't change the fact that it is a GM product, manufactured by GM.
  19. Dracula

    Dracula Package Car is cake compared to this...

    Why fight the fight? Do you call 911 when your house is on fire? Do you call 911 when your kid isn't breathing? Do you drive on public streets? Do you fly on airplanes that don't crash into each other? How about the internet you're using to become a troll on this website? What about the airwaves that your cell phone uses? When you turn on your faucet and get a drink, are you on your knees to capitalism then too? You are just as much of a socialist as everyone else in this country. Except more intelligent trolls than you understand that life isn't black & white and that no form of capitalism can EVER exist without a strong government to provide a solid backbone for businesses to exploit.

    Life didn't begin when Reagan got elected. Being a troll won't ever change that.
  20. Atomic_Smurf

    Atomic_Smurf Well-Known Member

    You guys are like the people that defend our president by saying "He's not a socialist" & then say "Whats wrong with socialism anyway?". If you guys like socialism, take your downgraded private insurance from UPS & shut up about it. :)