Ambulance coverages

[davburke]

Last month I called 911 and an ambulance picked me up. I just called Teamcare a moment ago to verify ambulance coverages and at the beginning of the conversation she went on and on about how ambulance is 100% coverage for everything. Now she is saying that the ambulance that picked me up was out of network and team care will only cover a certain amount and I am responsible for the rest???

 

[Faceplanted]

Last month I called 911 and an ambulance picked me up. I just called Teamcare a moment ago to verify ambulance coverages and at the beginning of the conversation she went on and on about how ambulance is 100% coverage for everything. Now she is saying that the ambulance that picked me up was out of network and team care will only cover a certain amount and I am responsible for the rest???

If true wow!!! Do we call 9-11 and ask for a specific ambulance i.e. The fire department, or do we have to ask for regular emts who work for a third party when on the phone with 911? Curious to who I need to ask for if me and my depends are in dire need of medical help asap

 

[davburke]

Team care is saying that there's nothing I could have done to request in network. I don't appreciate hidden details

 

[Turdferguson]

What was the ambulance called for. Was it a medical necessity?

 

[davburke]

I felt like I was going to faint. I called 911 I had the flu with 103.7 temperature and they said I definitely need to go to the hospital.

 

[rod]

Be thankful you didn't have to be air lifted by helicopter. My Mother-in-law just had to pay $7,000 (the bill was around $20,000) because her supplemental insurance company said she could have been treated at a hospital that was half way to where they flew her (as if she had any say in the matter). My wife fought with them for six months over this because MIL's Doctor had requested she be flown to this particular hospital because that is where she was.

 

[upschuck]

I felt like I was going to faint. I called 911 I had the flu with 103.7 temperature and they said I definitely need to go to the hospital.

You took ambulance for the flu?

 

[Turdferguson]

I felt like I was going to faint. I called 911 I had the flu with 103.7 temperature and they said I definitely need to go to the hospital.

Yeah that's not a medical necessity for an ambulance.

 

[davburke]

Yeah that's not a medical necessity for an ambulance.

104 temperature?

 

[Faceplanted]

104 temperature?

No. I was like 14 the last time I had a 103.9 fever or anything close to that. If my soft 14 year old ass could handle it I'm pretty sure a grown man could

Lay down, throw a cold town over your head/face and take a medicine that will lower your fever.

 

[oldngray]

The hospital the ambulance took you to is out of network sounds like.

 

[Turdferguson]

104 temperature?

103.7 don't exaggerate.

 

[anHOURover]

You took ambulance for the flu?

Spoken like a sup or an old guard rooster

 

[anHOURover]

Yeah that's not a medical necessity for an ambulance.

Now you are a doctor ??

 

[anHOURover]

Last month I called 911 and an ambulance picked me up. I just called Teamcare a moment ago to verify ambulance coverages and at the beginning of the conversation she went on and on about how ambulance is 100% coverage for everything. Now she is saying that the ambulance that picked me up was out of network and team care will only cover a certain amount and I am responsible for the rest???

The company plan would have covered you 100% !!! We were lied to!! There are a few sups and old guard roosters on here that think Teamcare is good !!

 

[Turdferguson]

Now you are a doctor ??

 

[upschuck]

Spoken like a sup or an old guard rooster

Sometimes you have to use your brain a little.

So, you think a hangnail is a good ambulance ride too?

 

[Turdferguson]

Now you are a doctor ??

No, but I have common sense enough to not call an ambulance because I feel a little feverish

 

[Inthegame]

Spoken like a sup or an old guard rooster

Now you are a doctor ??

Sometimes you have to use your brain a little.

And some have a very little brain to use...

 

[olroadbeech]

here in the west emergencies are covered 100 %. you can always negotiate the bill after waiting for 4-5 notices to pay and then wait for "final" notice before collection. they will take 20 cents on the dollar. better than nothing for them.

medical costs are way out of hand. my mother used to work at a hospital and she told me your bill is paying for the many people that don't pay. therefore they will almost always negotiate .

you should also have the right to appeal your bill with the insurance. ask questions. call and pester. don't take NO for an answer.

you can also ask them to write off the bill. my spouse was in the hospital after a stroke for 4 days and the bill came out to 38,000 dollars. insurance paid 90 %. ( or close to that ). they wanted around 4 grand. i went down there and told told them they got around 35 grand for 4 days and should be happy with what the insurance paid and if they could just write off the rest.

she agreed that we did have very good insurance and they agreed to write it off.