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Brown Cafe UPS Forum
UPS Retirement Topics
Anyone doing the Roth 401k option?
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<blockquote data-quote="Overpaid Union Thug" data-source="post: 1283419" data-attributes="member: 198"><p>I use the Roth. It hasn't always been available but I switched from the traditional 401k as soon as I noticed the Roth was available. Most financial advisors recommend that employees opt out oft he traditional 401k and go for the Roth if their employer doesn't match the 401 contributions. If you do this take a long hard look at your tax situation. If you are like me and want to keep as much of your paycheck every week (opposed to paying too much and essentially giving Uncle Same an interest free loan ever year) and claim more on your W4 then you will most likely have to lower the number.</p></blockquote><p></p>
[QUOTE="Overpaid Union Thug, post: 1283419, member: 198"] I use the Roth. It hasn't always been available but I switched from the traditional 401k as soon as I noticed the Roth was available. Most financial advisors recommend that employees opt out oft he traditional 401k and go for the Roth if their employer doesn't match the 401 contributions. If you do this take a long hard look at your tax situation. If you are like me and want to keep as much of your paycheck every week (opposed to paying too much and essentially giving Uncle Same an interest free loan ever year) and claim more on your W4 then you will most likely have to lower the number. [/QUOTE]
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Anyone doing the Roth 401k option?
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