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Are my UPS projections realistic?
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<blockquote data-quote="Benben" data-source="post: 783271" data-attributes="member: 25133"><p>Between Oct. 2010 and July of 2011 I will make $7,000 loading trucks ($9.50/hr)</p><p> </p><p>Q. Can you buy a house in 2 years?</p><p> </p><p>A. Without a doubt, yes! </p><p> </p><p>Don't listen to the idiots on this forum. You currently load. A P/T job. The assumption is you have a full time job you go to after pre-load. Do a great job and you will still be working after Jan.1. Live only on your full time job pay. Save your UPS checks and just keep dumping them into 60-90 day CD's or a money market account with limited access. When your benny's kick in drop current health insurance and apply that money to the 14K kitty. </p><p> </p><p> That should have you around 15-16K and as long as your credit isn't shot to hell, that is easily enough for the down payment on a $150K house. NOBODY just out-right "buys" a house. We all have a mortgage! If a mortgage isn't what you are thinking then I'd have to guess you to be in the 18-24 year old range and not mature enough to be a home owner</p><p> </p><p>As for the rest of your goals... </p><p> </p><p>Look, keep a clean driving record so that you are eligable to go into driving when slots open up. Show up for work <strong>every</strong> morning for Pre-Load and demonstrate you are a <strong>reliable</strong>, hard worker and you'll see a Sat. Air slot open. 1 week driving course (paid!) and you'll make even more working Sat mornings as well as Mon-Fri. When a full time driving slot opens there you go. </p><p> </p><p>First year drivers make about $44K, At least I did 5 years ago. It ramps up from there to about $80K-$88K at top rate. But understand, at the top it depends alot on what route you run and if you head in every time after that last package or you call in looking for more work because you still have 45 mins untill the 9.5 mark</p></blockquote><p></p>
[QUOTE="Benben, post: 783271, member: 25133"] Between Oct. 2010 and July of 2011 I will make $7,000 loading trucks ($9.50/hr) Q. Can you buy a house in 2 years? A. Without a doubt, yes! Don't listen to the idiots on this forum. You currently load. A P/T job. The assumption is you have a full time job you go to after pre-load. Do a great job and you will still be working after Jan.1. Live only on your full time job pay. Save your UPS checks and just keep dumping them into 60-90 day CD's or a money market account with limited access. When your benny's kick in drop current health insurance and apply that money to the 14K kitty. That should have you around 15-16K and as long as your credit isn't shot to hell, that is easily enough for the down payment on a $150K house. NOBODY just out-right "buys" a house. We all have a mortgage! If a mortgage isn't what you are thinking then I'd have to guess you to be in the 18-24 year old range and not mature enough to be a home owner As for the rest of your goals... Look, keep a clean driving record so that you are eligable to go into driving when slots open up. Show up for work [B]every[/B] morning for Pre-Load and demonstrate you are a [B]reliable[/B], hard worker and you'll see a Sat. Air slot open. 1 week driving course (paid!) and you'll make even more working Sat mornings as well as Mon-Fri. When a full time driving slot opens there you go. First year drivers make about $44K, At least I did 5 years ago. It ramps up from there to about $80K-$88K at top rate. But understand, at the top it depends alot on what route you run and if you head in every time after that last package or you call in looking for more work because you still have 45 mins untill the 9.5 mark [/QUOTE]
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