The example gives a member share of $160. Not in the real world. In the example given the physician charges that are paid at 80% by Teamcare are $250. The physician charges for my son’s birth in 2009 were $2900 with an Aetna rate of $1684. The example does not include physician charges for the newborn which also are paid by Teamcare at 80%. These Charges for my son were Aetna rate of $297 Teamcare charges for my son’s birth would have been $1684 paid at 80% my share $337 $297 paid at 80% my share $59 Mother deductible $50 Newborn deductible $50 Total $496 When the deductible rises to $200 per person the total goes to $796 The UPS part time plan cost was $10.