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Brown Cafe UPS Forum
Life After Brown
Buying a home
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<blockquote data-quote="Rack em" data-source="post: 3626861" data-attributes="member: 60861"><p>I have just under 7k in saving right now, dipped in to get my truck paid off so I wasn't making payments on that anymore. I put in 12% in traditional 401k, another 7% into a roth, and claim 0 on all my taxes, so my take home isn't anything impressive right now. If I cut back a little on my 401k then I would be able to save up faster for a bigger down payment. But I read the usual down payment is around 4%, didn't know you had to have 20%!!!!</p><p></p><p></p><p>The houses I am looking at would be more of a family home. There are definitely cheaper houses that would suite me just fine being a single guy. Maybe I should just go for one of those, pay it off quick, and rent it out down the road. There's a lot of stuff I still have to figure out lol.</p></blockquote><p></p>
[QUOTE="Rack em, post: 3626861, member: 60861"] I have just under 7k in saving right now, dipped in to get my truck paid off so I wasn't making payments on that anymore. I put in 12% in traditional 401k, another 7% into a roth, and claim 0 on all my taxes, so my take home isn't anything impressive right now. If I cut back a little on my 401k then I would be able to save up faster for a bigger down payment. But I read the usual down payment is around 4%, didn't know you had to have 20%!!!! The houses I am looking at would be more of a family home. There are definitely cheaper houses that would suite me just fine being a single guy. Maybe I should just go for one of those, pay it off quick, and rent it out down the road. There's a lot of stuff I still have to figure out lol. [/QUOTE]
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