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Message: <blockquote data-quote="CoffeeStainedUniform" data-source="post: 3729249" data-attributes="member: 73423">I hate to disagree with such a small part of your analysis, because I agree with most of it. It's important to understand the difference in risk/ownership between a pension and diferred comp.457s and 401s you own...the risk and the principal. Once vested, they cant be taken from you, and only your choices can cause you to lose it.Our pensions get funded hourly but require us to work a rediculously long time before we get a payout. We never have ownership of the principle, and bad decisions by people unknown could lose every cent of it. It is not diferred comp.</blockquote>