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UPS Discussions
Collecting Pension Early
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<blockquote data-quote="UPSGUY72" data-source="post: 870914" data-attributes="member: 14514"><p><span style="color: #222222"><span style="color: #222222">If you have a 401 k you can take the money you put in out early and pay taxes plus a penalty if your vested you can take both the money the company and you put in again you have to pay taxes plus a a penalty. </span></span></p><p><span style="color: #222222"><span style="color: #222222"></span></span></p><p><span style="color: #222222"><span style="color: #222222">As for your pension if you don't contribute to your pension you have to be vested and then have to wait untill you reach retirement age before you can start receiving your pension.</span></span></p><p> <span style="color: #222222"><span style="color: #222222"></span></span></p><p><span style="color: #222222"><span style="color: #222222">You not even vested yet even if you work 5 years a UPS you still could not be vested as you have to have worked enough hours to accumulate 5 years of credits hours to be vested. You should be able to go online and check how many credit hours you have and it will tell you how many more you need to be vested. </span></span></p><p><span style="color: #222222"></span></p></blockquote><p></p>
[QUOTE="UPSGUY72, post: 870914, member: 14514"] [COLOR=#222222][COLOR=#222222]If you have a 401 k you can take the money you put in out early and pay taxes plus a penalty if your vested you can take both the money the company and you put in again you have to pay taxes plus a a penalty. As for your pension if you don't contribute to your pension you have to be vested and then have to wait untill you reach retirement age before you can start receiving your pension. You not even vested yet even if you work 5 years a UPS you still could not be vested as you have to have worked enough hours to accumulate 5 years of credits hours to be vested. You should be able to go online and check how many credit hours you have and it will tell you how many more you need to be vested. [/COLOR] [/COLOR] [/QUOTE]
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