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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 1451381" data-attributes="member: 12570"><p>Defined benefit pension programs were implemented because companies knew that their employees would, for the most part, be unable or unwilling to prepare themselves financially for retirement.</p><p></p><p>Times have changed and companies need to adapt to these changes.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 1451381, member: 12570"] Defined benefit pension programs were implemented because companies knew that their employees would, for the most part, be unable or unwilling to prepare themselves financially for retirement. Times have changed and companies need to adapt to these changes. [/QUOTE]
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