Home
Forums
New posts
Search forums
What's new
New posts
Latest activity
Members
Current visitors
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Brown Cafe UPS Forum
UPS Union Issues
Drive Free. Retire Rich.
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="Overpaid Union Thug" data-source="post: 159919" data-attributes="member: 198"><p>A good way to fight debt is to use "impulse buying" to your advantage. Example: when you are at Wal-mart grocery shopping on or right after payday and you find yourself in the electronics department wanting to buy something that you WANT and DON'T need you should stop and take a step back and make a mental note of how much you were about to spend on that new LCD tv so that when you get home later you can put that same amount towards a debt that you owe. My wife and I did that for over a year and combined with the Dave Ramsey plan we have paid off EVERY debt we owe. Now we are in a stage where we are alternating between saving and buying a few things that we WANTED and didn't NEED back when we were still paying off debt. We bought a big LCD TV but I'm pround to say that it was the very same TV I passed up on about 6 months ago. I used that $800.00 finish off my truck payment. Now I own the truck AND the TV and don't owe ANYONE a dime. So you see it's better to save, save, save and once out of debt that is when it's ok to reward yourself once in a while. There are many things that I had passed up before that I don't even want now. The TV was the only thing I've went back for.</p></blockquote><p></p>
[QUOTE="Overpaid Union Thug, post: 159919, member: 198"] A good way to fight debt is to use "impulse buying" to your advantage. Example: when you are at Wal-mart grocery shopping on or right after payday and you find yourself in the electronics department wanting to buy something that you WANT and DON'T need you should stop and take a step back and make a mental note of how much you were about to spend on that new LCD tv so that when you get home later you can put that same amount towards a debt that you owe. My wife and I did that for over a year and combined with the Dave Ramsey plan we have paid off EVERY debt we owe. Now we are in a stage where we are alternating between saving and buying a few things that we WANTED and didn't NEED back when we were still paying off debt. We bought a big LCD TV but I'm pround to say that it was the very same TV I passed up on about 6 months ago. I used that $800.00 finish off my truck payment. Now I own the truck AND the TV and don't owe ANYONE a dime. So you see it's better to save, save, save and once out of debt that is when it's ok to reward yourself once in a while. There are many things that I had passed up before that I don't even want now. The TV was the only thing I've went back for. [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Brown Cafe UPS Forum
UPS Union Issues
Drive Free. Retire Rich.
Top