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Drop Out of Your 401k
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<blockquote data-quote="LTFedExer" data-source="post: 856923" data-attributes="member: 29156"><p>Believe me, if you were at top pay now, you would still be complaining you don't make enough. Do you think UPS would re-negotiate their contract every X years if what they make is enough? But, the union has its own agenda I won't get into here. I don't need to imagine what a courier living in NYC goes through, I lived there. It's where I started with FedEx. I did not own a car (didn't need one) or a home (rented) and the company paid for my transportation to work. FYI, I didn't move for monetary reasons. I moved down South and took a $3.50/hr pay cut AND was PT vs FT in NY. The whole time putting money into my 401K. How? Make a budget and stick to it. You posted earlier that you got a 2% raise, yet you'd be willing to put your numbers up against anyone's. BULL......you don't get 2% because your numbers are good.</p><p></p><p>You go to work for a company. Whether that company is a multi-billion dollar company or a mom and pop grocery store makes no difference. The <u><strong>company</strong></u> decides how to pay you, how to give you raises, when/how long you top out, whether you get a pension or not, etc etc. You can bitch and moan all you want. But, you still have 2 choices, take it or leave it. Would I like to make more money? I'd be a liar if I said no. But, I don't make the decisions, so I take what I get and make it work for me. I budget for a 35 hour week and anything over that is a bonus that goes to savings <strong>AFTER</strong> I put 11% into my 401K. If you can't do that, you should take another look at your finances.</p><p></p><p>As for prices in SA getting out of hand 'anytime soon'. Remember, you have quite a few years left and they go by fast.</p></blockquote><p></p>
[QUOTE="LTFedExer, post: 856923, member: 29156"] Believe me, if you were at top pay now, you would still be complaining you don't make enough. Do you think UPS would re-negotiate their contract every X years if what they make is enough? But, the union has its own agenda I won't get into here. I don't need to imagine what a courier living in NYC goes through, I lived there. It's where I started with FedEx. I did not own a car (didn't need one) or a home (rented) and the company paid for my transportation to work. FYI, I didn't move for monetary reasons. I moved down South and took a $3.50/hr pay cut AND was PT vs FT in NY. The whole time putting money into my 401K. How? Make a budget and stick to it. You posted earlier that you got a 2% raise, yet you'd be willing to put your numbers up against anyone's. BULL......you don't get 2% because your numbers are good. You go to work for a company. Whether that company is a multi-billion dollar company or a mom and pop grocery store makes no difference. The [U][B]company[/B][/U] decides how to pay you, how to give you raises, when/how long you top out, whether you get a pension or not, etc etc. You can bitch and moan all you want. But, you still have 2 choices, take it or leave it. Would I like to make more money? I'd be a liar if I said no. But, I don't make the decisions, so I take what I get and make it work for me. I budget for a 35 hour week and anything over that is a bonus that goes to savings [B]AFTER[/B] I put 11% into my 401K. If you can't do that, you should take another look at your finances. As for prices in SA getting out of hand 'anytime soon'. Remember, you have quite a few years left and they go by fast. [/QUOTE]
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