I can't find the answer to this question in our benefits book, hopefully someone can answer this for me. I retired at age 50 with 26 Full-Time years due to a medical condition. From what I understand I cannot get on UPS insurance until I turn 55. Social Security has now deemed me totally disabled, but I can not get medicare for 2 years, so I have to buy insurance (obamacare) and it's expensive. Is it possible to get back on UPS insurance earlier than age 55 due to my disability and being forced to retire because of my medical condition?