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Early Retirement Payout
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<blockquote data-quote="Oldfart" data-source="post: 2628207" data-attributes="member: 64407"><p>I am sure you can but I do not consider a lump sum payout an option I would pick. The plan presently has some very good performing options so if you were to leave the plan, your choices might not be any better. And mainly, my lump sum option is equal to 61 months of payments. I am hoping I live long enough to draw more than 61 months of payments.</p><p></p><p>A lump sum might be an option for an single retiree because I believe the Traditional can only go to a spouse when the employee dies. He could take the lump sum and leave it to a friend or relative.</p><p></p><p>That is a big difference between the traditional and portable. The portable can be left to anyone when you die. MFE might bitch and whine about the portable but he does that about everything. The portable does have some advantages.</p></blockquote><p></p>
[QUOTE="Oldfart, post: 2628207, member: 64407"] I am sure you can but I do not consider a lump sum payout an option I would pick. The plan presently has some very good performing options so if you were to leave the plan, your choices might not be any better. And mainly, my lump sum option is equal to 61 months of payments. I am hoping I live long enough to draw more than 61 months of payments. A lump sum might be an option for an single retiree because I believe the Traditional can only go to a spouse when the employee dies. He could take the lump sum and leave it to a friend or relative. That is a big difference between the traditional and portable. The portable can be left to anyone when you die. MFE might bitch and whine about the portable but he does that about everything. The portable does have some advantages. [/QUOTE]
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